pet insurance
All‑Inclusive Pet Wellness Plans: The Hidden Costs that Leave Owners Out‑of‑Pocket
All-inclusive pet wellness plans promise complete coverage, but many hide exclusions for high-cost surgeries and inflate premiums with administrative fees, leaving owners paying more than they expect. Veterinarians report that these plans often require extensive pre-authorization, causing delays that can worsen health outcomes and increase expenses. The myth of ‘all-inclusive’